the premise is you can prepare anyway you want for either event or you can say either even just surprised you, let speculation run wild. with Zombie-like apocalypses can be anything last of us fungus, walking dead disease, or just a disease that wipes out 90-99% of the population and your one of survivors. With the economic downturn, The governments have collapsed in such a way as to make all currency completely useless and their rule can easily be challenged.
Sooo does that mean my present government and civil order is doing just fine in the remaining pocket of survivors?
If so, in a lot of ways, that would be good for me. No shortage of housing or food, and lots of new opportunities. It’s not ethical to condemn pretty much everyone else, though, if I literally am deciding.