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Cake day: March 22nd, 2025

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  • People will be less interested in long term bonds that have a yield lower than the current rates. This makes those old bonds less valuable as people scramble to get the bonds with higher yield. Why loan the government money at 3% if you can be guaranteed 5%?

    If you want to stay in bonds and you believe the US will need to keep raising rates to convince people to buy US debt, you can buy very short term bonds. STIP (which is an ETF) for example are very short term bonds so you can keep getting the higher rates.

    So if you think that Trump will continue to do things that reduce faith in the stability of the US government then yes, dump the bonds.


















  • Each write to a memory location wears out that location slightly degrading it’s oxide layer. Flash memories compensate for this by “wear-leveling” which spreads the writes around to different locations to make sure the device wears out evenly.

    It will mark bad locations and stop using them. If you run with the device almost full then it cannot effectively wear level and the few open locations will be overused and wear out.

    It’s not specifically small writes, it’s the number of writes to any one location. But of course it’s faster to do small writes so you end up with more if they are all small.

    Also, there are flash memories optimized for performance that will wear out faster and others that are optimized for longevity that write slower.

    Keeping the device cool will extend it’s life also.

    For longest life, keep the device cool and mostly empty and minimize writes. In critical applications find a device that optimizes lifetime over performance.