There’s less regulation in a developing country. So… if you get them hooked on it then, at least, you’ve got easy (albeit low) income. During the developing country maturity they will then be hooked on sugar and less likely to ban it or curb it.
It’s just as any addiction.
Absolutely. If you’re passionate about it then you might want to learn more about how the scams are enabled by modern technology’s complete disregard for security and privacy.
tastes good
Sir, let’s discuss the taste of water.
My sister tells me water is tasteless. I disagree. Water definitely has a taste. I have yet to find water with a taste I like except when I am very dehydrated.
Tap water? Definitely no. Filtered water? Nope. Mineral water? Nah. Flavored water? Eugh.
Tea, though. Tea is amazing. Especially coffee tea. Coffee tea is amazing. You take coffee beans, grind them up, and pass hot water through it. It’s so amazing.
First: Don’t take financial advice from randos on the internet
Just a conversation, man :)
I didn’t even know someone could borrow against securities. Sounds like I need to have a discussion with my finance guy…
… speaking of finance guys, I should find one.
A million dollars is a number we need to have a conversation about in this country, because everyone wants to hate on millionaires.
Sure, let’s talk about that.
People who hate on millionaires are making arguments a million hours too late (for many of the reasons you stated). The rage these days is to hate on billionaires.
You have zero cash plus a property asset. The value of that asset will grow as well.
Well okay I did ask about buying a fancy house so I think it’s a reasonable assumption.
But I want to change the argument move the goalpost. Let’s suppose I bought a fancy house and the housing market bubble finally burst… and that the house is now worth 1/3 of what I bought it for. That loss of value caused a massive heart attack and definitely caused death.
Or let’s say I spent the money on hookers and blow. Might as well go out with a bang, after all.
Now all of that value truly is gone. Sucks to be my kids I guess. But at least I had a fun time, right?
You’re trying to tell me that borrowing against securities solves the problem. But it only moves the problem.
If I borrow against the securities, I get cash. I use that cash. I now have zero cash (again). Then I die a horribly quiet death with megabucks owed for loans against the securities. The estate does not have cash to pay back those loans. You’re saying those securities would be sold… for more profit than what I borrowed against? Then it sounds like I didn’t borrow against their full value. And if I did borrow against their full value, then the loan cannot be paid back because the cash is spent.
If a website requires so few characters that I have to create custom rule in my password manager for it… then it’s a website I’m strongly inclined not to use.
Sadly, a lot of these websites deal with finances or employment.
Borrow against the value of the securities, obviously
Yeah, borrow against the value of the securities!
Who will pay the debt when I die? My children via the estate? My children via the bank’s increasingly higher fees? My children via taxpayer-funded loan “forgiveness”? Sounds like a Bernie Madoff scheme to me. Best keep my money under the mattress.
I was so stunned when I left college and realized how much I have to limit my vocabulary around most people. It made me feel distant from many of my peers.
To be fair, there are a lot of things that you learn in college that are supposed to be specialized for your field of study.
I was told that I was being condescending when I use words that nobody else understands. To put it in the words of one boss: @inetknght, you’re smart and you do good work. But, @inetknght, you can’t handle stupid. So I have to move you to another team.
It was kind’ve eye-opening to realize that stupid people don’t just exist. They’re all around us. Always have been. Being moved to my own team of one just so people wouldn’t feel dumb around me definitely made me feel distant too.
Retirees should be living off of dividends, 401ks and IRAs, not volatile stock sell offs.
If you’re only going to live another 10 or 20 years but you have $1M stashed… do you take the $1M now and buy a fancy house? Or do you keep that $1M going for the… checks math … few tens of thousands of dollars it’ll earn in yearly dividends? Meanwhile your daughter needs a new hair-do, your son is living in your basement again, and your wife… well she’s your wife. And she wants that new car that you promised you’d get her when you retire.
I guess it’s back to the grind instead.
https://kagi.com/search?q=pubmed+download+full+text
-> https://www.nlm.nih.gov/oet/ed/pubmed/quicktours/fulltext/index.html
It looks like the two articles I linked don’t have free sources available. You might also search for the co-authors of the studies – for example the first author in the first study has other citations https://pubmed.ncbi.nlm.nih.gov/?term=Creeth+JE&filter=simsearch2.ffrft with full text available. You could download those, obtain the author’s contact information, and send a request for a copy of the one you want. Just be nice about it :) If that doesn’t work then maybe you have a friend with a “subscription” to download such things… from school or work or… something.
AFAIK there has never been an actual evidence-based study for how long and how often you should brush and floss.
The National Institute of Health has a ton of public-paid studies. Did you even bother to search it before making your astounding claim? https://www.nih.gov
Just one search for nih brush time shows several studies. Let me just link the top two…
https://pubmed.ncbi.nlm.nih.gov/19723429/ -> “This study was undertaken to measure plaque removal during untutored brushing over timed periods between 30 and 180 seconds with”
https://pubmed.ncbi.nlm.nih.gov/16355646/ -> “This review shows that there is consensus in the literature that (meticulous) tooth brushing once per day is sufficient to maintain oral health and to prevent caries and periodontal diseases. Tooth brushing is also regarded as an important vehicle for application of anti-caries agents, such as fluorides. However, most patients are not able to achieve sufficient plaque removal by performing oral hygiene measures at home. Therefore, tooth brushing twice daily is recommended by most of the dentists in order to improve plaque control.”
OP poses one question with two parts. The first study answers the time (2-3 minutes) part. The second link answers the other part (twice daily).
How could an intelligence that requires massive amounts of CPU, RAM, and database storage even concievably
What you define as “massive” amounts might still be large amounts for most consumers. But even then it’s not… really. Developers frequently fit these models in their own laptops. Some of the ML models fit on an iPhone or Android phone. It can generate ten, or hundreds of words (tokens) per second.
So the fact that they don’t need massive amounts of CPU, RAM, and database storage is rather the point. Imagine if it could escape and multiply. It could conceivably do so quite quickly given current technology.
Yes, schools are businesses these days. Businesses don’t want to actually do effort to get consent.
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Yes it’s true. Why go to the office just to be on Zoom all day? I can do that at home and save myself some money. More importantly: I can do that from home and save myself the time it would take to drive to or from the office. Not to mention that I could be on Zoom all day from home and save myself the stress of driving around maniacs. Last, but not least, I could do it all from home and the company could save money by not paying for an office.
I work from home so that I don’t have to go to the office.
I don’t have to go to the office.
Let me work fewer days. 4x10 days would be nice. From home. So I don’t have to go to the office.
I don’t want to go to the office just to be on Zoom all day anyway. It’s a waste of time, a waste of carbon, and a waste of company money on the office space.
Yes, you’re right.
And so non-competes should indeed be banned.