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Joined 4 months ago
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Cake day: January 8th, 2026

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  • It truly all depends on your insurance. If you have decent insurance it is absolutely still a functional system.

    But like to give you an idea of the bad end, some plans have no copays and a flat $5000 deductible, so your paying the full out of pocket price of $400-600 a visit until you hit that deductible, then after the deductible they will still leave you to pay the last 30%. Absolutely could bankrupt somebody if shit goes bad. Makes every little visit a massive expense.

    And even with the best insurance, all the insurers love to make you submit an application for every little thing to get it covered, which they love to endlessly deny until you give up out of exhaustion.

    To answer your question, yes medicaid is completely free. It really is a great program despite how much shit it gets, and is some of my proudest tax dollars :)